KELLY

FINANCIAL

LIFE

Life Insurance needs for the entire family.  

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Maybe you want a simple final expense policy and maybe you want a cash value accumulation Indexed Universal Life policy.  Either way we have a solution for you.

Welcome to

UNIVERSAL LIFE INSURANCE

Universal life insurance is a type of cash value life insurance, sold primarily in the United States. Under the terms of the policy, the excess of premium payments above the current cost of insurance is credited to the cash value of the policy, which is credited each month with interest.

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Indexed universal life insurance (or IUL) can be good for retirement because it protects your savings from stock market crashes. It also has the potential with some policies to earn more than a whole life insurance policy.

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We will provide you with true, VIP customer service from start to finish.

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TERM LIFE INSURANCE, FINAL EXPENSE AND MORTGAGE PROTECTION

Term life insurance or term assurance is life insurance that provides coverage at a fixed rate of payments for a limited period of time, the relevant term. 

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Final expense is a type of whole life insurance that focuses on covering end-of-life expenses 

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Mortgage Protection (also called mortgage life insurance and mortgage protection life insurance) is a policy that pays off the balance of your mortgage in the event of your death.

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We will provide you with true, VIP customer service from start to finish.

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WHOLE LIFE INSURANCE

Whole life insurance, or whole of life assurance, sometimes called "straight life" or "ordinary life," is a life insurance policy which is guaranteed to remain in force for the insured's entire lifetime, provided required premiums are paid, or to the maturity date.

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If you want lifelong coverage, whole life insurance might be a worthwhile investment if you've already maxed out your retirement accounts and have a diversified portfolio.

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We will provide you with true, VIP customer service from start to finish.

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